If you are motivated and enjoy a challenge, why not join the bank? Indeed, there are a lot of recruitments, especially for the sales position. And the prospects for the future are better. What’s more, the career opportunities are varied. But what kind of training do you need to take?
Are you hesitating? Now, you will be able to integrate different positions according to your abilities, whether in the back or front office: financial product advisers, sales representatives, account managers, back office managers, accountants, IT specialists, quality managers, human resources managers… Then, every year, there are thousands of recruitments in the sector. The risk of being unemployed for a long time is therefore minimal.
Moreover, thanks to the employee loyalty policy, employees can be promoted at any time and easily evolve with the possibility of a great career in the future. How many times have we seen young people who started out as salespeople and ended their careers by becoming a member of management? And finally, the salary is very motivating, not to mention the other benefits in kind and in cash. Are you now ready to become a banker? Go to the second paragraph!
To work in a bank, a minimum two years higher education is required. Young graduates are much appreciated as they are fresher and have more potential to access sales profiles: telephone advisor, receptionist, etc. And after a few years of experience, the employee can move on to a position of responsibility: personal customer advisor, financial product advisor, etc. Finally, for long-term studies (Master’s or ITB), they can apply for more technical jobs such as wealth management advisor for example. Don’t hesitate to benefit from comparisons of life insurance such as life insurance in Luxembourg.
A first job or a successful internship in a bank would be a considerable asset to get a job in the field.
It is often difficult to get into positions of responsibility at the beginning: branch manager, risk manager, etc. Start at the bottom of the ladder!
Other highly technical jobs require a good knowledge of the field and even a mastery of the various tools used: tax, IT, finance, mathematics, etc. Similarly, a level of Bac + 5, or even higher, is required.
Graduates from the best universities in France are popular with recruiters.
To obtain promotions, do not hesitate to follow training courses. This will allow you to acquire new knowledge and improve your skills in a particular field.
The cooperation aims to expand the natural market of each of the Caisses by reaching a critical size, to pool the cost of expertise that can be provided by Crédit Agricole subsidiaries (CA-CIB), or by external services (business lawyers, consultants, etc.). Nevertheless, “the main aim of the project is not to achieve economies of scale, but to expand in these new markets that offer added value and reputation”, emphasises Marc Fabre.
The two Regional Banks have also grouped together their telephone and back-office platforms for property and casualty insurance and provident insurance for farmers, professionals, individuals, local authorities and associations. This merger is also aimed at development, since it has led to the creation of eight net additional jobs.
In France, citizens can no longer do without banking services. However, each establishment can offer different types of services to individuals and professionals at very different rates. This article is a guide to help you choose the bank that can best meet your needs.
In our country, banks can be grouped into three distinct forms:
Almost all banks in all categories offer the following basic banking products and services:
In addition to these basic services, each type of bank can add other formulas to its catalogue:
Good to know!
Online banking is more flexible. Plus, fees are lower compared to physical banking.
Do you want to work in a bank or an insurance company? Yes, it is a sector that is always recruiting. And the salary is very motivating! But what kind of jobs can you do? What are the missions and profiles required? The editorial staff will give you all the information you need to know on the subject. You can also consult Althos, the asset manager, to optimise your financial investments, to benefit from a life insurance comparison or to get answers to your questions.
The hiring of sales representatives is not about to stop! Yes, banks and insurance companies need new, dynamic and motivated people to increase the company’s turnover. They are there to satisfy customer demands and boost sales. This is why most firms are looking for versatile agents who can sell both banking and insurance products. Brokers and general agents, for example, are very much in demand in the industry.
Even if the salespeople are the pillars, the company cannot function alone. The other jobs in the bank are indispensable, such as: account manager, online adviser, financial adviser, technician, cashier, credit analyst, financial analyst, asset manager, portfolio manager, trader, accountant, chartered accountant, marketing product manager, lawyers, IT specialists, control officers, branch director or manager, insurance contract manager, etc. In short, this list is not exhaustive. In any case, if you are ambitious and motivated, you will certainly find your place here.
There are many applicants. So if you want to impress the recruiters, you have to be well-armed! Firstly, you must have the technical skills for the position you are applying for. Experience in the field would really be an asset.
Note: Don’t forget to focus on your digital skills. This may surprise your future employers.
Secondly, as far as training is concerned, a bachelor’s degree is essential to enter the sector. For example, for a position in the classic back office, you must have a BTS in Banking and Insurance or Negotiation and Customer Relations. But the company may also require a license. Masters degrees are mainly required for positions of responsibility.
Ultimo, the qualities of the candidate can tip the balance. He or she must have good interpersonal and organisational skills. A great openness to others is also required as well as an ability to work in a group.
In order to be closer to the major private investors, managers and shareholders of companies in the Nord region*, BNP Paribas Banque Privée is expanding its wealth management activities by setting up a branch in Lille.
Located at La Madeleine, 248 avenues de la République, this entity is dedicated to providing its clients with personalised advice to optimise the management of their assets. It builds solutions in line with their personal, professional and family issues. The team benefits from the support of all the experts in the Wealth Management department: tailor-made financial management, Financial Engineering, Patrimonial Engineering, Philanthropy and Art Consultancy…
“Our region is dynamic. The development of the Wealth Management business in Lille meets the exclusive requirements of our major private clients by providing them with a local service. The presence of this local expertise will favour personalised support for our clients’ projects and asset management”, says Nicolas Draux, Regional Director.
Christian Brunet de Courssou will be the representative of the Regional Wealth Management business.
The Permanent Assembly of Chambers of Trade and Crafts, as the organiser of European mobility for apprentices, is launching the “Apprentice in Europe” campaign with the support of the Ministry of Crafts and Crafts and in partnership with NRJ and the Banques Populaires. This radio campaign aimed at young apprentices aims to promote European mobility.
The first wave of the promotion campaign will start on Monday 11 April 2011 and will be more specifically geared towards mobility in Germany. It will include fifty-six messages in the form of “apprentice testimonials” and forty-two messages announcing the scheme and referring to a dedicated internet platform. The second wave will take place in October 2011. An Internet platform www.apprentieneurope.fr will enable interested young people to obtain information and register to benefit from European mobility. This platform, also accessible from the NRJ radio site, will be administered by the APCMA’s Training and Employment Department, which will collect and process applications from young people, in conjunction with the network’s Chambers of Trades and Crafts (CMA) and Apprentice Training Centres (CFA).
The objective is to enable apprentices, as for students, to access mobility programmes in Europe.
In addition to the development and dissemination of personal skills, for apprentices, encouraging autonomy and initiative, the mobility stay also has a strong impact on companies, which must constantly be open to the techniques and skills circulating in Europe and around the world. While 4% of students benefit from the Erasmus scheme, just less than 1% of apprentices have European experience during their training. APCMA’s ambition for its apprenticeship network is to send 5,000 young people on mobility between now and 2015.
APCMA is playing a leading role in organising the mobility of apprentices following a mission entrusted by the European Commission.
LCL Formule Sécurité France and LCL Formule Sécurité France AV
These two 8-year formula funds are indexed on a basket composed of equal parts of the 20 main stocks in the CAC 40 index, the benchmark index in France.
The objective of the funds is to offer, at the end of the 8 years (i.e. 28/06/2019):
– 100% of the initial investment (1)
– increased by the performance of a Basket of 20 shares, the performance of each of the shares being capped at 85% in the calculation of the final performance of the Basket, i.e. a maximum annual rate of return of 8%(1). The Basket, which is equally weighted, is made up of the 20 CAC 40 companies with the highest weightings in the index on 28 January 2011.
Thus, at maturity (28/06/2019) and for each of the 20 stocks in the Basket, the performance since the launch is shown. These funds, with their simple mechanism, are designed for investors who do not wish to take any capital risk at the end of the 8-year period(1) while wishing to benefit, even partially, from the growth potential of the 20 largest French companies.
Subscriptions to LCL Formule Sécurité France (April 2011) and LCL Formule Sécurité France AV (April 2011) are open until 10/06/2011 (noon).
(1) For holders who subscribed during the reference period (from 21/04/11 to 10/06/11) and kept their units until the formula expires (on 28/06/2019) and excluding fees related to the life insurance contract and excluding subscription fees for securities accounts and PEAs.
(2) Offered as unit-linked support for Lionvie Rouge Corinthe 1 and 2, Rouge Corinthe 3, Lionvie Vert Equateur 1 and 2, Lionvie Multicapital, Actilion Vie 1 and 2, Lionvie Opportunités (except for June 97), Lionvie Opportunités Permanent, Lionvie Croissance Double.
Already present on social networks such as Facebook, and on the iPhone with the creation of a “Pollen Alert” application, Swiss Life is diversifying its communication channels to meet new communities such as online games.
Swiss Life is thus becoming a partner of the online game Empire of Sports. Entirely dedicated to sport, this universe allows virtual sportsmen and women to compete with players from all over the world since the site is available in five languages and brings together a community of more than 1.4 million registered players.
Building on its Swiss origins, Swiss Life’s presence takes the form of a sponsorship of a ski competition. The event is held monthly and the slope on which each edition takes place is entirely in Swiss Life’s colours, further enhancing the immersion of the players. Each participant is greeted by a hostess in a virtual corner in the colours of the Swiss Life brand. Each participant is given a “health prevention” sheet before the start of the race and, depending on his or her score, wins Swiss Life virtual promotional items. An official ranking will be used to decide the best skiers and the winner of the Swiss Life Ski Tour!
“I am convinced that this initiative is positive for Swiss Life’s brand image. It helps to convey the image of a modern company that is firmly rooted in the times. Moreover, when the brand meets its clients or prospects in an environment associated with relaxation and leisure, the memory and affinity are all the stronger”.
“We want to strengthen and structure our presence around the various Internet media. The partnership with Empire of Sports is part of this approach and allows us to meet new communities such as online games”.
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